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Predictable income for greater peace of mind

Our capital preservation solutions provide employees with fixed-income offerings to help them manage risk through consistent, positive returns.

We offer a suite of capital preservation products supported by one of the strongest financial service companies in America (Great-West Life & Annuity Insurance Company), as well as a dedicated investment management team.

Stable value products1

Great-West Investments is a pioneer in stable value investing, having brought to market our first stable value product in 1975. We offer numerous types of stable value products and match them to best meet the needs of a plan’s capital preservation requirements.

Great-West stable value product principal and interest are guaranteed by Great-West Life & Annuity Insurance Company (GWL&A), or in New York, by Great-West Life & Annuity Insurance Company of New York.

wrapper protection of book value chart

For illustrative purposes only. Wrap protection provided by GWL&A, or GWL&A of NY, as applicable.

General account fixed products

Great-West Investments offers several general account fixed products whose principal and interest are guaranteed by GWL&A, or in New York, by GWL&A of New York.

general account fixed product checklist

GWL&A Financial Strength Ratings

Great-West Life & Annuity has a history of strong performance, even in challenging economic climates. The following ratings represent the opinions of the rating agencies regarding the financial strength of our insurance companies, Great-West Life & Annuity Insurance Company and Great-West Life & Annuity Insurance Company of New York, and their ability to meet ongoing obligations to their policyholders.

GWL&A GWL&A of NY Financial Ratings1
AA AA Standard & Poor’s Ratings Services
Financial Strength: Very strong
(second highest of nine categories)
Aa3 Aa3 Moody’s Investors Service
Financial strength: Excellent
(second highest of nine categories)
AA AA Fitch Ratings
Financial strength: Very strong
(second highest of nine categories)
A+ A+ A.M. Best Company, Inc.
Financial strength: Superior (highest of 10 categories)

1 The stable value investment option is a guaranteed separate account group annuity contract issued by GWL&A (the "Contract"). The Contract guarantees principal and credited interest for eligible participant-initiated withdrawals and transfers. Any guarantees are subject to the terms and conditions of the contract and the claims-paying ability of the insurer. Guaranteed separate account products have interest rate, inflation and credit risks associated with the underlying assets owned by the separate account. Depending on the terms of the Contract, there are also investment risks associated with certain plan sponsor actions, including, but not limited to, termination of the Contract, mass layoffs or plan termination that could result in payment of proceeds to the plan sponsor of the lesser of the market value of the Contract and principal plus credited interest.

2 Where available

4 Please refer to your general account rider as some states may not have approved this feature.